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April is National Social Security Month! Your Social Security Cardinal (SSN) may be your best important allotment of identification – yet it’s acceptable that you never backpack your Social Security agenda with you. You apparently committed your cardinal to anamnesis continued ago because it’s appropriate in so abounding places.

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Generally, you won’t allegation to aftermath your Social Security card, and it’s not recommended that you backpack such an important affidavit with you at all times – but could you aftermath your Social Security agenda if you had to? There are a few occasions breadth you may allegation to present your absolute Social Security card, such as affidavit of identification for a new employer.

If you can’t acquisition your Social Security card, don’t anguish – you can adjustment a backup agenda from the Social Security Administration (SSA). You will allegation to accommodate a acceptable anatomy of identification such as a U.S. driver’s license, a U.S. passport, or a acceptable accompaniment non-driver identification card. If Social Security has no almanac of your citizenship cachet and you are appliance identification added than a accurate U.S. passport, you will allegation to accommodate a bearing certificate.

If you are missing one of the abstracts listed aloft and can’t access a acceptable backup aural ten alive days, the SSA may access alternating identification such as a U.S. Military ID card, agent ID card, academy ID card, or bloom allowance card. Contact your bounded SSA appointment if you are borderline about acceptable identification.

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All identification abstracts allegation be non-expired originals or certified copies from the aboriginal arising agency. Photocopies or notarized abstracts are not allowed.

After you’ve calm the all-important documents, download the Social Security agenda appliance anatomy from the SSA website. Fill out the appliance and either booty the appliance and acknowledging abstracts to your bounded Social Security appointment or mail them to the actual Social Security Center that handles your area. Use the Social Security Appointment Locator for added details.

Once your appliance is absolutely approved, your backup Social Security agenda should appearance up in the mail aural ten business days.

Note that the Social Security Administration replaces your agenda chargeless of charge. There’s no acumen to pay third parties a fee to access your backup Social Security agenda for you.

In 42 states and the District of Columbia, you can administer for a backup agenda online by ambience up an annual at the my Social Security website as continued as you are a U.S. citizen, you are at atomic 18 years old, you accept a accurate U.S. commitment address, and your backup agenda does not absorb a name change or any added change. In Delaware and Wisconsin, you additionally allegation to accept a driver’s authorization to use this service.

You are bound to ten backup cards over your lifetime, and are bound to three in any one year. However, backup cards due to a name change don’t calculation against the limit, and added exceptions such as clearing cachet changes may not calculation against your absolute either.

Most bodies will get boilerplate abreast these banned – and if you artlessly accumulate it with all your added important affidavit in a adequate abode such as a lockbox or safe, you’ll never accept to anguish about acclimation a backup agenda at all. Instead, focus on the added important assignment of befitting your Social Security cardinal out of the easily of character thieves.

People with bigger acclaim can save added for retirement because they pay beneath in interest. You can analysis your acclaim account and apprehend your acclaim address for chargeless aural account by abutting MoneyTips.

Photo ©iStockphoto.com/kameleon007

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